People often block their Zenith Bank account or ATM card for security reasons, primarily to prevent unauthorized access. Bank account and ATM card are blocked if either the card or phone is stolen. Account holders believe that people can get their money through code to SIM when their phone is stolen or when ATM is missing.
In other words, people block their bank account and bank cards when they detect suspicious transactions, lose their ATM card, or suspect that their account details have been compromised. Blocking their account or card immediately helps to prevent fraud and unauthorized withdrawals.
Another common reason is personal security concerns or compliance issues. If someone is in a risky situation, such as a robbery, they might block their account to prevent forced withdrawals.
However, Zenith Bank sometimes recommend blocking an account if they detect irregular activities or need to meet regulatory requirements. In some cases, repeated incorrect PIN attempts is another causes of automated blocking of account and ATM card to protect user's funds.
Some customers also block their accounts or cards temporarily for personal reasons. This may be done when traveling, during financial disputes, or to prevent unwanted deductions. Fortunately, blocked accounts or cards can typically be reactivated by contacting Zenith Bank's customer service or visiting a branch.
We are going to discuss the simple and fastest way to block your Zenith Bank account and ATM card in this article. At the same time, we are going to explain how you can easily reactivate (unblock) them whenever you want.
How to Block Zenith Bank Account
Blocking your account temporarily is simple. It's a system that work by using the Zenith Bank USSD options. The reactivation is also simple. However, if you want to block your account permanently, then you need to visit Zenith Bank branch or contact the Zenith Bank customer care service.
To prevent your account and funds from being transferred, then you need to block all debit transactions on the account. To do that, simply dial; *966*911# from any mobile phone, and enter your account number then enter your AlertZ mobile number, and choose option "1" to continue and instantly block your account.
The AlertZ mobile number refers to the phone number you have registered with Zenith Bank to receive transaction notifications via SMS or email. It's the primary contact for alerts about any activity on your account.
Once all debit transactions are temporarily stopped/blocked on your Zenith Bank Account, the linked debit card (ATM card) will also not work for any transactions. So, of your card is missing or stolen, dial *966*911# to stop all debit transactions.
To unblock/reactivate your account, simply visit any Zenith Bank branch, or contact Zenith Bank customer representative online to discuss your situation. However, note that if you're unblocking your account or ATM card via online customer service, you will need to complete some documentations.
