Aldi is a German discount supermarket chain well-known for its low prices and limited selection of primarily in-house brand products. The grocery store is available in 11 countries including the United Kingdom, the United States, Australia, and part of Europe.
However, it's important to note that Aldi is split into two companies: Aldi Nord and Aldi Süd, which divide operations in Germany and manage international expansion separately. For example, Aldi Süd operates in the U.S., U.K., Ireland, Australia, and parts of Europe, while Aldi Nord owns Trader Joe’s in the U.S. and operates in parts of northern Europe.
But the real question is: does Aldi accepts Apple Pay as a means of payments across its stores? Well, in this article, we'll walk you through everything you need to know about how contactless payment technologies are being handled at Aldi stores, and other payment options that are available for purchases in both its online and physical stores.
Does Aldi Accepts Apple Pay?
Yes, Aldi takes Apple Pay as a mode of payment in its physical stores but contactless payment options—whatsoever—are not accepted on Aldi online stores. Although Apple Pay is one of the most popular payment methods in the world, with 535.8 million users in 2024. But not all physical and online stores take it as a mode of payment.
Unfortunately, Aldi online stores does not accept Apple Pay as a mode of payment. You can only use Apple Pay for contactless payment in-store at any Aldi grocery stores. The stores began to collect contactless forms of payment, including Apple Pay, Google Pay, and more, back in 2017, just a year after it began accepting credit cards.
How to Use Apple Pay at Aldi's Stores
To use Apple Pay at Aldi stores, you need to setup an Apple Pay account on an iPhone, iPad, or Apple Watch with your credit/debit card. The card will be saved in your Apple Wallet, and whenever you want to make payment using the card on Apple Pay, you'll need to verify your identity at the checkout.
Follow these steps to setup Apple Pay Wallet on your Apple Devices:
- 📱 iPhone or iPad
- Open the Wallet app.
- Tap the “+” button in the top-right corner.
- Select “Debit or Credit Card” (you can also add transit or store cards if supported).
- Scan your card or enter details manually.
- Follow your bank’s verification process (usually via text, call, or app).
- Once verified, your card is ready to use with Apple Pay.
- ⌚ Apple Watch
- Open the Watch app on your iPhone.
- Tap “Wallet & Apple Pay.”
- Tap “Add Card.”
- Choose to add a new card or one already added to your iPhone.
- Complete your bank’s verification steps.
- Your card is now set up for use directly on your watch.
- 💻 Mac with Touch ID
- Go to System Settings > Wallet & Apple Pay.
- Click “Add Card.”
- Enter your card details and follow on-screen prompts.
- Complete any verification required by your bank.
- If your Mac doesn’t have Touch ID, use your iPhone or Apple Watch to complete purchases.
Once you're done settling up your Apple Pay Wallet account, you can then walk into any Aldi's store near you to purchase your products and make payments using your Apple Pay.
To pay at Aldi using your Apple Pay Wallet, simply hold your iPhone or Apple Watch near the contactless payment terminal at checkout. If you can't find contactless payment symbol, ask the cashier at the counter that you want to make payments with Apple Pay. The cashier will help you with further details.
Once you locate the contactless payment terminal, authenticate the payment using your Face ID, Touch ID, or your device passcode. Once confirmed, you’ll see a checkmark and hear a beep or vibration—signaling that the payment is complete. It’s quick, secure, and no PIN or physical card is needed.
Benefits of Using Apple Pay at Aldi
Apple Pay, like any other contactless payment methods, can be more convenient than physical cards at Aldi. With just your phone or watch, and with simple authentication, the payment has been made already. No need for flipping cards or worrying about cashing checks or transfers.
Aside the fact that using Apple Pay at Aldi is convenient, it's also fast and offers seamless checkout experience that saves time and reduces hassle. The payment method is also secure, you don't need to worry about carrying a physical wallet or searching for cash or cards. This is especially convenient in busy Aldi stores, where efficiency is key, and lines move quickly.
In addition to the security aspect of the payment, Your actual card number is never shared with the store or stored on your device—instead, a unique device account number and dynamic security code are used for each purchase. This means your sensitive information stays protected anytime you shop with your Apple Wallet at Aldi.
Methods of Payments Accepted at Aldi
There are several other forms of payment that can be used by customers to pay for goods and products purchased on Aldi's online stores and physical stores. However, it's important to note that Aldi do not accept checks or WIC benefits.
Here's a list of payment methods that are accepted at Aldi:
- Visa
- Link cards
- Discover
- Most debit cards
- Contactless pay (e.g., Apple Pay, Google Pay)
- SNAP
- American Express
- Cash
- Electronic Benefits Transfer (EBT)
- MasterCard
In addition to that, Aldi said it gives cashbacks on eligible cards. "We offer cash-back options in the amounts of $10, $20, $40, and $100 at checkout with qualifying cards," the company made it clear in one of its U.S.' help page.
This simply means that when you're checking out at the store, you can ask for cash back if you're using a qualifying debit card. The store will add the cash-back amount to your total, and give you that amount in physical cash. You can choose from set amounts: $10, $20, $40, or $100.
For example, if your total is $35 and you ask for $20 cash back, your card will be charged $55, and you’ll receive $20 in cash along with your groceries. Meanwhile, it's important to note that this service does not work with credit cards, only certain debit or EBT cards are eligible for the Aldi's cash back.
The Fact Checked
Yes, Aldi accepts Apple Pay as an official means of payments at any of its physical stores. This means you can use Apple Pay to make payments for goods and products purchased at any Aldi's stores anywhere Apple Pay is working.
Be it Europe, UK, US, Austria, Switzerland, Ireland, Australia, Slovenia, Hungary, Poland, Italy and Germany where Aldi is originated, so far Apple Pay works in your country, and there also Aldi stores in the region, feel free to walk into the store, pick your desire items, and pay using your Apple Pay Wallet.
