Normally, Apple Pay's payments and withdrawals are made through supported contactless infrastructure. This simply means that to use the digital wallet via automated teller machine (ATM), the ATM must support contactless payment services.
As we all know that one of the reasons people prefer to use ATMs for withdrawals is the convenience. Instead of wasting much time queueing at bank to withdraw the money you willingly deposited into your bank account, you can simply walk to any ATM near you to withdraw your money in no time.
It's no doubt that the convenience of ATMs is reaching new heights nowadays. With just you bank cards, you can have access to money in your bank account and decide to withdraw it or transfer it to another bank account of your choice. This is literally what ATMs are known for.
However, as technology gets advance everyday, a growing number of ATMs are now equipped with Near Field Communication (NFC) technology that enables users to make contactless cash withdrawals directly from their mobile wallets like Apple Pay without the need for a physical debit card.
This type of withdrawal can also be classified as cardless ATM withdrawal because it employs no use to physical debit cards. Any digital wallet that supports contactless payment like Apple Pay and Google Pay can easily be used for withdrawals at any of the ATMs that supports NFC.
Apple Pay ATMs Near Me
Locating ATMs that supports Apple Pay in the United States is possible but it's important to note that Apple Pay doesn't operate its own ATMs. Notwithstanding, it's still possible to withdraw cash from your Apple Pay wallet at ATM locations. This payment method work in the same way you use Apple Pay at your favorite store.
This happens due to bank solutions known as contactless payment services which uses NFC technology (as defined early in this article), and cardless ATM withdrawal that let users cash out at ATM without using a physical debit card. To make the magic happens, just place your iPhone near the contactless symbol to read and scan the code for payment.
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| ATM with contactless payment technology that supports Apple Pay. |
In the US, some popular banks that support contactless payment technology in their ATMs are Bank of America (BofA), Chase, and Wells Fargo. These banks have a good amount of ATMs nationwide that supports contactless services that are compatible with Apple Pay, and other digital wallets.
Other banks across the US that supports NFC for contactless payment for Apple Pay includes JPMorgan Chase, American Express, Citibank, HSBC Bank USA, Synovus, Glacier Bancorp Inc., U.S. Bancorp, First National of Nebraska, Valley National Bank, Bank of Hawaii, UBS, PNC Financial Services, M&T Bank, Discover Financial, Washington Federal, Fulton Financial Corporation, KeyCorp, BMO Harris Bank, Comerica, Northern Trust, Prosperity Bancshares, State Farm, Ally Financial, First Horizon National Corporation, Pacific Premier Bancorp Inc., Credit Suisse, City National Bank, The Bank of New York Mellon, Old National Bank, Hancock Whitney, TD Bank, John Deere Capital Corporation, First-Citizens Bancshares, Stifel, East-West Bank, Regions Financial Corporation, Truist Financial, FNB Corporation, Ameriprise, Goldman Sachs, Fifth Third Bank, Sterling Bancorp, Cathay Bank, S&T Bank, MUFG Union Bank, First Hawaiian Bank, BBVA, CIT Group, First Midwest Bank, E.B. Acquisition Company II LLC, Bank of America, Ameris Bancorp, New York Community Bank, Commerce Bancshares, PacWest Bancorp, TIAA, BNP Paribas/Bank of the West, and Raymond James Financial.
While I cannot provide you with a complete list of these banks and financial institutions, the mentioned ones above are banks that are increasingly offering contactless ATMs compatible with services like Apple Pay in the United States.
In a nutshell, while Apple Pay doesn't operate its own ATMs, users can easily withdraw their Apple Pay's funds directly from ATMs that supports NFC technology for contactless payment in the United States and other countries are Apple Pay supported.
